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When considering to take out a life or trauma insurance policy you have the choice of how you would like to structure your insurance premiums either through Stepped or Level premiums.

Stepped PremiumsInsurance Premium is calculated on your age, meaning the younger you are the cheaper the cost and that premiums will increase over time. Level PremiumsInsurance Premium is calculated on an average premium, meaning you might pay more younger but you pay a lot...
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